How to Use the Sipvalue.com Investment Calculator

The Sipvalue.com Investment Calculator is a powerful tool designed to help you plan and visualize your investment growth with ease. Follow the steps below to learn how to use the filters and maximize your financial planning.

Filter Descriptions:

1. Start Amount:

   Enter the initial amount you wish to invest at the start of your journey (Year 0).

2. Deposit:

   Specify the amount you want to contribute regularly. You can choose between Monthly or Yearly contributions.

3. Deposit Till (Years):

   Set the total number of years you plan to make regular contributions to your investment (e.g., via SIP).

4. Investment Years:

   Enter the total duration for which you plan to keep your investment active. This should be equal to or greater than the "Deposit Till (Years)" value.

5. Interest Rate (%):

   Provide the annual rate of return you expect from your investment (in percentage).

6. Increase SIP (Optional):

   If you plan to increase your SIP amount periodically, specify the annual increment as a fixed amount or a percentage.

7. Payout Start (Year) (Optional):

   Indicate the year when you wish to start withdrawing money from your investment. This value must be less than or equal to the "Investment Years."

8. Pay-Increase (Optional):

   If you’d like your payout amount to grow annually, define the increment as a fixed amount or a percentage.

9. Tax Rate (Optional):

   Enter the applicable tax rate to include in your calculations. You can apply the tax to either Interest Earned or Payout.

10. Inflation Rate (Optional):

    Input the expected inflation rate to see how it impacts the real value of your investment over time.

This calculator allows you to simulate your investment journey, including contributions, growth, and withdrawals. You can also include optional parameters like tax, inflation, and periodic adjustments. Simply fill in the relevant details, and the tool will generate insights through easy-to-understand graphs and tables.